Cover Pool

DLR Kredit is a significant lender on the Danish mortgage market and mainly grants loans for agricultural property, office and business property, private residential rental property and shared ownership property.

The DLR loan portfolio amounted to DKK 139bn as per 31 December 2016.

DLR has no independent branch network, because the owner banks act as brokers and intermediaries for DLR.

DLR loans are subject to a loss guarantee scheme. In addition, any loss will be set off against the commissions due to the loan providing bank.

DLR employs the so-called "specific balance principle", where the main risk factor is the borrower's ability to pay. The “specific balance principle” was created to limit the mortgage banks’ financial risk exposure.

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Contact IR

Pernille Lohmann

Head of IR and Rating

+45 33 42 08 74 -