Legal Framework

DLR KREDIT IS REGULATED BY THE DANISH FINANCIAL BUSINESS ACT.

The act provides rules governing all financial institutions in Denmark, regarding financial accounts, ownership, management, capital adequacy requirements, etc.

Furthermore, DLR Kredit is subject to the Danish Mortgage-Credit Loans and Mortgage-Credit Bonds, etc., Act, as well as the corresponding executive orders promulgated by the Ministry of Business and Growth and the Danish Financial Services Authority (Danish FSA). The act with its corresponding executive orders establishes a detailed set of rules for mortgage banks’ activities, including provisions on valuation and fixing of lending limits.

New Danish covered bond legislation addressing refinancing risk arrow3

The Danish FSA supervises all Danish mortgage banks and financial institutions, which must regularly submit reports on capital adequacy, financial risks and credit risk. The Danish FSA frequently makes inspection visits in mortgage banks and financial institutions.

The Danish FSA reports on DLR Kredit may be obtained from this web site. (In Danish) arrow3

Contact IR

Pernille Lohmann

Head of IR and Rating

+45 33 42 08 74 - pel@dlr.dk